Here's an interesting one:
I have an old car that I rarely drive. I have insurance and uninsured motorists coverage for my daily driver. If I'm driving my old car and someone without insurance hits me, will my UM coverage help?
Nope. The actual language in the statute is "there is no coverage for any insured while occupying a motor vehicle owned by, or furnished or available for the regular use of the named insured, a resident spouse of the named insured...if such motor vehicle is not insured by a motor vehicle policy."
Here's the actual statute: 36 O.S. 3636(E).