Car Accident: Can I sue the previous owner?

August 11, 2010, by

Here's one I haven't heard in awhile:

I was in a car accident last week.  The driver that hit me doesn't have insurance.  However, the guy he recently bought the car from still has the car insured!

Can I sue the previous owner to help get my medical bills paid?  His insurance company is denying my claim.  Can they do this?

I have uninsured motorist coverage, should I just turn it in to my insurance company and be done with it?
The previous owner doesn't have an "insurable interest" in the car.  Insurable insurance is usually mentioned if someone is trying to purchase life insurance on someone other than themself.  You generally can't do it (there's exceptions of course).  Back to the car accident: The previous owner isn't liable and his insurance company is correct.  Luckily this person has Uninsured Motorist (UM) Coverage. 


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